Cryptocurrency & Digital Finance
Part 1 (4-5 minutes)
Directions: Answer naturally and directly. Aim for 2-3 sentences per answer.
- Topic: Work or Studies
- Do you work or are you a student?
- Did your education include any lessons about personal finance?
- How do you typically manage your money?
- Topic: Digital Payments
- How often do you use cash these days?
- What are the advantages of mobile payment apps?
- Do you have any concerns about digital finance?
- Topic: Investment
- Do you think it’s important for young people to learn about investing?
- What is a common way people invest money in your country?
- Have you ever made any investments?
Part 2 (3-4 minutes)
Directions: You have 1 minute to prepare and should speak for 1-2 minutes.
👉 Describe a financial technology that has become popular recently.
You should say:
- What the technology is
- How it works
- Why it has become popular
and explain how this technology has changed people’s financial habits.
Part 3 (4-5 minutes)
Directions: Discuss the broader themes. Give extended answers (4-6 sentences).
- Why are young people often more open to using digital currencies than older generations?
- What are the potential risks of investing in cryptocurrency?
- How might digital currencies change the global financial system?
- Should financial technology be more strictly regulated?
- What skills do young people need to manage their finances effectively in the digital age?